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Farm and ranch insurance for commercial or diversified operations

Today’s farms, ranches and agribusinesses are becoming more complex — whether by expansion, diversification or specialization.  AgMax is commercial farm and ranch insurance developed for the unique agricultural risk management needs of large commercial and/or complex operations, with the understanding that no two are alike.

AgMax provides a flexible, comprehensive farm and ranch insurance policy that combines personal, business and farm coverage with core general liability, auto, property and umbrella coverage, plus additional coverage customized for your operation.

AgMax can cover a broad range of commercial
agriculture exposures, including:

AgMax provides even more!
AgMax offers a series of specialized optional endorsements1 that combine several essential coverages into packages designed for each type of operation. These specialized coverage forms include:

Additional AgMax Coverages

Equipment Breakdown Coverage is included with every outbuilding and structure. It provides coverage for equipment that is attached to a structure that fails due to mechanical, electrical or electronic breakdown. Plus, there are four additional coverages in the event of a covered equipment breakdown loss:

  • $25,000 for expediting repairs
  • $25,000 for the clean-up of contamination due to refrigerant release
  • $25,000 for spoilage of perishables
  • $25,000 for loss of income and extra expenses
Identity Theft Coverage is included if a dwelling is insured on the policy, including:
  • Identity Theft Restoration Services coverage; and
  • Identity Theft Indemnity Reimbursement coverage up to $25,000

Specialized Coverage Forms are available as an option and include:

  • Crime coverage for counterfeit currency, forgery and employee dishonesty
  • Business continuation coverage to help pay the bills after a covered loss to your operation or facilities

Maximize your protection to minimize risk.  Find an agent today to learn more.

1 Discuss specific coverages and limits with your agent, or refer to your policy.  Specialized optional endorsements available for an additional cost.

AgMax is underwritten by Western Agricultural Insurance Company/West Des Moines, IA and is available in the following states: Arizona, Iowa, Kansas, Minnesota, Nebraska, New Mexico, South Dakota and Utah.




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